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Median Income

Median Income

In order to determine your eligibility for a Chapter 7 Bankruptcy, you will need to pass the "Means Test," which compares your income to the median income of the same household size in your state. Your previous six months income is used when calculating the Means Test...

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341 Meeting of Creditors

341 Meeting of Creditors

Section 341 of the Bankruptcy Code provides for a Meeting of Creditors during the case. This is commonly referred to as a "341 Meeting" or the "Meeting of Creditors." In Chapter 7 and Chapter 13 cases, the meeting generally occurs about 30 days after the case is...

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What is Bankruptcy?

What is Bankruptcy?

In certain situations, Bankruptcy may provide the best option for resolving your outstanding debt and obtaining a fresh start on your financial future.  For consumers, there are typically two types of Bankruptcy available.  First is Chapter 7, in which most of your...

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Midland Funding LLC

Midland Funding LLC

Midland Funding LLC is one of the largest buyers of outstanding debt. Midland Funding LLC generally buys debt after it has become over 180 days past due. Once a debt goes that long without payment, the original creditor may charge off the debt and sell the account to...

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